The industry's first Precious Metals reward credit card. 

Invest As You Spend1

4% Back in Gold & Silver2

on APMEX and OneGold

on all other purchases

1% Back in
Gold & Silver


Bonus Points3

A $150 value after 

spending $1,500

The Bullion Card

No Annual Fee4

Points Never Expire5

0% APR on purchases for 12 months4.

0% APR for 12 months on Balance Transfers made within the first 60 days of account opening. 

Welcome to the Elite Club

Once approved, you become a member of the Elite Club and will immediately start receiving benefits unavailable to most customers6.  

More Card Benefits

Plus More Exclusive Club Benefits

Occasional best-tier pricing offers.

Same-day shipping on QuickShip® eligible orders when payment is received by 4 p.m. CST

Exclusive price match guarantee for sales transactions on phone orders.

Access to a dedicated specialty Account Manager for phone orders.

Priority on order fulfillment.

Premium Visa
Signature Benefits

Cardholders with a $5,000 or higher credit line receive the benefits of VISA Signature.

Travel accident benefit: Up to $1,000 in insurance for death or disability while traveling.

Lost luggage reimbursement: Up to $3,000 reimbursement for lost checked baggage.

Roadside assistance: Assistance for towing, tire changing, jump-starting, lockout service, fuel delivery, and winching for a flat fee.

Auto rental damage waiver: Coverage up to the cash value of most rental cars for damage and theft7.

Purchase security/extended protection: Up to $10,000 reimbursement for damages to new retail purchases.

Travel and emergency assistance service: Receive assistance for medical, legal, transportation, cash advance and other services while traveling.

Trip cancellation and interruption: Up to $2,000 insurance for cancellations due to accidental death, injury or sickness and carrier insolvency.

Extended warranty: Up to 1 year in additional warranty coverage on retail purchases.

Contactless Card 

Look, Tap and Go

Card management 

through Card Center Direct

The Bullion Card

©2022 APMEX and OneGold - All Right Reserved



Use The Bullion Card to buy groceries, run errands and pay bills. 


Earn 4 points per dollar at APMEX or OneGold2. Earn 1 point per dollar on all other purchases.


Turn your points into Gold and Silver. Simply apply your points at checkout to take possession of your physical precious metals at APMEX. Or automatically redeem points into your OneGold investment account.

Timely Notifications
Receive notifications about special promotions and offers, new product availability or significant market movements.

Exclusive Offers
Get access to exclusive special discounts and pre-orders.

Flash Sales
Be among the first to know about flash sales, which offer some of the best deals on many of our most popular products.

Anniversary Gifts
To celebrate your loyalty, we offer special offers and free gifts for various anniversaries.

Contactless Card Look,
Tap and Go

Card management through Card Center Direct

Plus More
Exclusive Club Benefits

Welcome to
the Elite Club

Redeem points to 
purchase over
25,000 products at  

Choose rewards on either Apmex or OneGold

Redeem points to

purchase over 25,000 products at APMEX.

Automatically redeem points directly into your OneGold
investment account



AutoInvest points directly into your OneGold investment account

Apply NowApply Now




Apple Pay is a registered trademark of Apple Inc. © 2022   

Samsung Pay is a trademark or registered trademark of Samsung Electronics Co. Ltd. Use only in accordance with law. Samsung Pay is compatible with select cards and Samsung devices. 

Fitbit, Fitbit Pay, Fitbit Ionic, Fitbit Versa, Fitbit Versa 2 and Fitbit Charge 3 are trademarks or registered trademarks of Fitbit, Inc.

Garmin and the Garmin logo are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

Pricing & Information

1. Cardholders earn rewards as points that can be redeemed towards future purchases with APMEX or auto redeemed into a OneGold investment account. 

2. Cardholders will earn 4 points per dollar on net purchases made at either APMEX or OneGold. After earning 500,000 points on combined APMEX and OneGold purchases per calendar year on any rewards account, cardholders will earn 1 point per dollar on net purchases made at either APMEX or OneGold. Cardholders will earn 1 point per dollar on other net purchases, outside of purchases made at either APMEX or OneGold. Please see APMEX's The Bullion Card Rewards Terms and Conditions and OneGold's The Bullion Card Rewards Terms and Conditions for complete details.

3. Within 90 days of account opening of your new Bullion Card, approved applicants must use the card to make $1,500 in net purchases to receive 15,000 bonus points. Bonus points will be applied to your account within 45 days of meeting the spending requirement. The following transactions are excluded from “purchases” and do not earn rewards points: convenience checks, balance transfers, cash advances, returns, finance charges, and credit card interest or fees.

4. Annual Fee: None. APRs: APR for Purchases: 0.00% introductory APR for 12 months. After the first 12 months, 19.49% to 29.49% based on your creditworthiness. This APR will vary with the market based on the prime rate. APR for Balance Transfers: 0.00% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After the first 12 billing cycles, and for balance transfers made more than 60 days from account opening, 19.49% to 29.49% (based on your creditworthiness) if your balance transfer is treated as a purchase, or 31.49% if your balance transfer is treated as a cash advance. That APRs will vary based on the prime rate. APR for Cash Advances: 31.49%. This APR will vary with the market based on the prime rate. Fees: Minimum Interest Charge: If you are charged interest, the charge will be no less than $0.50.  Balance Transfers: 3% of the amount of the balance transfer, with a $15 minimum and no maximum. Cash Advances: 3% of the amount of the cash advance, with a $15 minimum and a $50 maximum. Foreign Transactions: 2% of the U. S. dollar amount of each cash advance or purchase. The issuer retains the right to change the rates and fees that apply to your account as permitted by applicable law. For more information, see the issuer’s Important Cost Information about our Credit Card disclosure, which is provided with the issuer’s credit card application. Information about the costs of credit cards is accurate as of September 1, 2023. This information may have changed after that date. To find out what may have changed, call the issuer at 855.368.0410 or write to us at UMB Bank, n.a., P.O. Box 419734, Kansas City, Missouri 64141-6734.

5. Points will not expire if you have Card activity (new purchases or cash advances) at least once in the preceding 24-month period, or if you have a new purchase in your APMEX or OneGold customer account within this time period. Otherwise, all points will expire following 24 months without qualifying activity in either your credit card account or your APMEX or OneGold customer account. Points and rewards cannot be used as a credit on the balance you owe on your credit card account or as a payment on other accounts you may have with the Issuer or any of its affiliates.

6. Cardholders who apply on APMEX and are approved for The Bullion Card will receive The Bullion Club Elite membership. For more information on this membership, visit Cardholders who apply on OneGold and are approved for The Bullion Card will not receive The Bullion Club Elite membership.

7. Auto rental insurance is provided at no additional cost. Certain exclusions and conditions apply. See the Visa Guide to Benefits for details. The issuer will send you the Guide to Benefits with your card.

By applying for and using your Bullion Card Visa® Credit Card, you are authorizing Issuer to share information with APMEX and OneGold and its affiliates as necessary to fulfill rewards. APMEX and OneGold are responsible for fulfillment of the reward points.

Subject to credit approval. See the card application for important rates, fees, and program information. This card is issued by UMB Bank, n.a. pursuant to a license from Visa U.S.A Inc. Offers subject to change without notice.

After your introductory period expires, a variable APR of 19.49% 29.49%

will apply based on your creditworthiness.



Back in Gold & Silver on
Select Products During
2022 Year-End Sale 

There will be an exclusive offer for The Bullion Card Holders during our 2022 Year-End Sale! From 11 AM EST on December 27th to 11 AM EST on January 3rd, you will receive 10% back in Gold and Silver on select products included in our spectacular Year-End Sale. Don’t miss out on this offer! 

Apply Now